Banking A transactionalaccount is a deposit account held at a bank or other financial institution , for the purpose ... of times, subject to availability of funds. Name A transactionalaccount is known as a checking account or chequing account in North America , ref U.S. and Canadian spelling, respectively see further at Cheque Etymology and spelling Etymology and spelling . ref and as a current account or cheque account in the United Kingdom , Hong Kong and some other countries. Because money is available on demand it is also sometimes known as a demand account or demand deposit account . History In Holland ... . A transactionalaccount allows the account holder to make or receive payments by ATM card s withdraw ... is the traditional mode of payment for a transactionalaccount. Certain modes of payment are country ... for depositing money is to generate interest, the main function of a transactionalaccount is transactional ... balances. Current accounts Linked from Current account banking A current account is the form of transactional ... account Notes references DEFAULTSORT TransactionalAccount Category Banking Category Banking terms ... of different channels. Transactional accounts are meant neither for the purpose of earning interest ... an account against which they could write checks. In the eighteenth century in England, preprinted ... of Bankers clearing house clearing houses . Features and access All transactional accounts ... pre authorized debit Electronic funds transfer s transfer funds electronically to another account giro ... International account to account transfer. Online banking transfer funds directly to another person ... of a chequing account. An account holder may either apply for a permanent one, or the financial institution ... accounts. Historically, this restriction was frequently circumvented by either creating an account type such as a Negotiable Order of Withdrawal account NOW account which is legally not a chequing account ... bearing transactional accounts, effectively repealing Regulation Q Pub. L. 111 203, Section 627 ... more details
Unreferenced stub auto yes date December 2009 Orphan date November 2006 Transactional IT is concerned with acquiring, processing and communicating raw data about a company s supply chain and with the compilation and dissemination of reports summarizing these data.. DEFAULTSORT Transactional It Category Supply chain management Compu stub ... more details
selfref For information on user accounts at Wikipedia, see Wikipedia Why create an account? wiktionary accountAccount may refer to A report An account accountancy account in accounting Accounts at banks and or other financial institutions. Deposit account Personal account Sweep accountTransactionalaccount User computing User account The means by which a user can access a computer system , or used on e mail addresses Accounts is a British term for financial statements . disambig be x old cs et rozcestn k da Konto de Conta gl Conta id Akun nl Account pl Konto pt Conta ru simple Account sk et sh Ra un uk ... more details
NOTOC Quantum mechanics cTopic Interpretation of quantum mechanics Interpretations The transactional interpretation of quantum mechanics TIQM describes quantum interactions in terms of a standing wave formed by retarded forward in time and advanced backward in time waves. It was first proposed in 1986 by John G. Cramer , who argues that it helps in developing intuition for quantum processes, avoids the philosophical problems with the Copenhagen interpretation and the role of the observer, and resolves various quantum paradoxes. ref http www.npl.washington.edu npl int rep tiqm TI toc.html The Transactional Interpretation of Quantum Mechanics by John Cramer. Reviews of Modern Physics 58, 647 688, July 1986 ref ref http www.npl.washington.edu npl int rep ti over ti over.html An Overview of the Transactional Interpretation by John Cramer. International Journal of Theoretical Physics 27, 227 1988 ... transactional interpretation of quantum theory. While the ordinary Schr dinger equation does not admit ... clear where in spacetime a transaction occurs. One clear account is given in Cramer 1986 , which pictures ... Handshake A Review of the Transactional Interpretation of Quantum Mechanics, presented at Time Symmetry ... Sydney 20050723 a.ppt Kastner, R. E. 2006 . Cramer s Transactional Interpretation and Causal Loop Problems, Synthese 150, 1 14. Marchildon, L. 2006 . Causal Loops and Collapse in the Transactional Interpretation of Quantum Mechanics, Physics Essays 19, 422. 5. It is not clear how the transactional ... experiment designed to refute the TIQM R. E. Kastner, Why Everettians Should Appreciate the Transactional ... a work attempting to develop TIQM further http arxiv.org abs quant ph 0408109 Cramer s Transactional ... in http philpapers.org rec KASTTI The Transactional Interpretation, Counterfactuals, and Weak Values in Quantum Theory and http arxiv.org abs 0906.1626 The Quantum Liar Experiment in the Transactional Interpretation DEFAULTSORT Transactional Interpretation Category Interpretations of quantum mechanics ... more details
Transactional memory attempts to simplify parallel programming by allowing a group of load and store instructions to execute in an linearizability atomic way. It is a concurrency control mechanism analogous ... vs. software transactional implementations Hardware transactional memory systems may comprise ... Maurice last Herlihy coauthors Moss, J. Eliot B. title Transactional memory Architectural support ..., J.D. Hertzberg, B. Prabhu, M.K. Honggo Wijaya Kozyrakis, C. Kunle Olukotun Olukotun, K. title Transactional ... 1385954 title Unbounded transactional memory ref ref cite web url http www.cs.wisc.edu multifacet papers hpca06 logtm.pdf title LogTM Log based transactional memory ref Software transactional memory provides transactional memory semantics in a software runtime library or the programming language, ref cite web url http tcc.stanford.edu publications tcc pldi2006.pdf title The ATOMO Transactional ... be viewed as the most basic transactional memory support. However, LL SC usually operates on data that is the size of a native machine word. Motivation The motivation of transactional memory lies in the programming interface of parallel programs. The goal of a transactional memory system is to transparently ... systems isolation requirements. Transactional memory allows writing code like this example source ... and the underlying transactional memory implementation must assure those guarantees transparently ... processor from IBM ref cite web url http www.eetimes.com electronics news 4218914 IBM plants transactional memory in CPU title IBM plants transactional memory in CPU ref References reflist Larus, J.R. and Rajwar, R. Transactional Memory, Morgan & Claypool, 2006. External links http www.cs.wisc.edu trans memory Transactional Memory Online Categorized bibliography about transactional memory DEFAULTSORT Transactional Memory Category Concurrency control Category Transaction processing Category Computer memory de Transactional Memory zh ... more details
Transactional sexual relationships are sexual relationship s where the giving of gifts or services is an important factor. Transactional sex relationships are distinct from other kinds of prostitution , in that the transactional sex provides only a portion of the income of the person providing the sex. Those offering sex may or may not feel affection for their patrons. In the western world, transactional sex usually involves a woman living in extreme poverty. If unable to pay her rent one month, she might have sex with her landlord. Any number of other services, legal and illegal, can be paid for with sex acts. Transactional sexual relationships are particularly common in sub Saharan Africa , where they often involve relationships between older men and younger women or girls. In many cases, the woman in a transactional sexual relationship may remain faithful to her boyfriend, while he may have multiple sexual partners. In other cases, the woman may have multiple partners. In both of these cases, transactional sex presents an increased risk of HIV infection. As a result, transactional sex is a factor involved in the spread of AIDS in Africa . The general consensus among those studying transactional sex is that it is associated with the joint onslaught of poverty and the influence of Western consumerism , the differences in economic power between men and women, and the breakdown of traditional African marriage customs involving bridewealth . See also Enjo k sai Kept woman External links Heidi Hoefinger. Negotiating Intimacy Transactional Sex and Relationships Among Cambodian Professional ... 3419 1 Heidi Hoefinger Transactional Sex PhD 2010.pdf Minki Chatterji, Nancy Murray, David ... Influencing Transactional Sex Among Young Men and Women in 12 Sub Saharan African Countries , POLICY ... www.icrw.org docs CrossGenSex Report 902.pdf Cross generational and transactional sexual relations ... Informal economy pl Transactional sex ... more details
Wikify date April 2010 Transactional leadership is a term used to classify a formally known group leadership theories that inquire the interactions between leaders and followers. A transactional leader focuses more on a series of transactions . This person is interested in looking out for oneself, having exchange benefits with their subordinates and clarify a sense of duty with rewards and punishments to reach goals. Three types of leaders charismatic leaders brave risk takers. transactional leaders more common than other leaders. Transformational leadership transformational leaders conform to network and coworkers in the best fashion in order to benefit the organization while still sharing ideas. blockquote Transactional leaders believe that people are motivated by reward or punishment. These leaders give clear instructions to followers about what their expectations are and when those expectations are fulfilled there are rewards in store for them and failure is severely punished. They allocate work to subordinates whether resources are there or absent. blockquote Transactional Leadership This dimension of leadership focus on clarifying employees role and task requirements. It provides followers with positive and negative rewards based on their performance. Transactional leadership implements the fundamental managerial activities such as setting goals, monitoring progress towards the goal achievement and rewarding people according to their performance towards the goal achievement. This kind of leadership uses extrinsic motivation to increase productivity. References Bass, BM 1997 From transactional to transformational leadership Learning to share the vision Burns, J.M. 1978 Leadership. New York. Harper & Row. Rosner, J. 1990 . Ways women lead. Harvard Business Review. November December. Category Organizational psychology Category Leadership he Transactional leaders usually do not strive for cultural change in the organization but they work in the existing ... more details
A transactional link is a type of hyperlink link used in ecommerce to initiate a purchase. Hyperlink While a hyperlink can be used to send a user anywhere on the internet , a transactional link is specifically designed to direct the user to complete a sale. On a website selling products, this is typically a link to add items to the shopping cart or to checkout . In affiliate marketing the transactional link would be an affiliate link from an Affiliate network . When a user clicks on the link they are directed to an online merchant . The affiliate link tells the network which affiliate sent the traffic. If a purchase is made, the affiliate receives a commission. E mail Online payment systems such as PayPal allows users to send money to one another using an E mail address . The most common use of this method is a Buy Now button as used on marketplace sites such as eBay . Category Hypertext Category Internet marketing Category Affiliate marketing Category Electronic commerce ... more details
Wikify date April 2010 Orphan date November 2006 Transactional Distance refers to the theory of cognitive ... developed in 1972, which appeared in the Handbook of Adult Education as transactional distance in 1980. According to Moore, transactional distance is a psychological and communication space to be crossed ... . If learning outcomes in any distance education course are to be maximized, transactional distance ... together to shorten the transactional distance and provide for a meaningful learning experience ... , or the degree of self directedness of the learner . Transactional Distance in Distance Education ... by more than the simple physical distance between students and instructors. Transactional ... to online learning Moore 1991, Transactional Distance, 2 . A large transactional distance such as that between ... that affect transactional distance structure and dialogue. Structure refers to the flexibility or rigidity ... Michael Moore http tecfa.unige.ch staf staf9698 mullerc 3 transact.html 110e Transactional Distance ... http wikieducator.org WikiEdProfessional DE Concepts Michael Moore Transactional distance in wikieducator ... Moore, M. G. 1993 . Theory of transactional distance. In D. Keegan Ed. Theoretical Principles of Distance ... education on the Internet An investigation based on transactional distance education theory ... 05, p. 1488, Nov. 1999 Anderson, T.D., and Garrison, D.R. 1995 . Transactional issues in distance ... Education, 11 1 23 31. Bischoff, W.R. 1993 . Transactional distance, interactive television, and electronic ..., S.W., Kooker, B.M., & Woods, L.C. 1996 . Transactional distance and interactive television in the distance ... of technical and non technical distance education courses to derive a refined transactional distance .... J. 1996 An analysis of the transactional distance in asynchronous telecourses at a community college ... of transactional distance in an international audioconferencing course. Proceedings of seventh ... 40 44 . Phoenix. Chen, Y. 1997 . The implications of Moore s theory of transactional distance in a video ... more details
Transactional NTFS abbreviated TxF is a component of Windows Vista and later operating systems. It brings the concept of Atomicity database systems atomic transaction s to the NTFS file system , allowing Windows application developers to write file output routines that are guaranteed either to succeed completely or to fail completely. Overview Transactional NTFS allows for files and directories to be created, modified, renamed, and deleted atomically. Using transactions ensures correctness of operation in a series of file operations done as a transaction , the operation will be committed if all the operations succeed. In case of any failure, the entire operation will rollback and fail. Transactional NTFS is implemented on top of the Kernel Transaction Manager KTM , which is a Windows kernel component first introduced in Windows Vista that provides transactioning of objects in the kernel. The NTFS file system already supports Journaling file system journaling of low level operations, such as writing a block of data. Transactional NTFS expands on this capability to include Atomic operations on a single file A common example of this is saving a file from an application if the application or machine were to crash while writing the file, then only part of the file could be written, possibly resulting in a corrupted file. This would be a very significant problem if a previous version of the file was being over written, as data would likely be lost. Atomic operations spanning multiple files If an application needs to update several files at once with a set of changes, all the necessary file operations can be performed as a single transaction, preventing inconsistent updates in the event ... computers is a fairly common administrative task in a corporate network Transactional NTFS ... to all machines. Using Transactional NTFS for transactions on Encrypting File System files is not supported ... msdn.microsoft.com en us library aa365738 VS.85 .aspx title When to Use Transactional NTFS Windows ... more details
in transactional analysis, based on cover of Eric Berne s 1964 book Games People Play book Games People Play . ICD10 ICD9 MeshID D014152 OPS301 OtherCodes HCPCSlevel2 Transactional analysis , commonly ... , Eric Berne , during the late 1950s. Outline According to the International Transactional Analysis ... as a dissenting branch of psychoanalysis in that it put its emphasis on transactional, rather than psycho ... games . Berne presented his theories in two popular books on transactional analysis ... in 1964 with Berne to form a research and professional accrediting body, the International Transactional ... presented transactional analysis to the world as a phenomenological approach supplementing Freud ..., transactional analysts have inherited a determination to create an accessible and user friendly system ... years later Within the overarching framework of transactional analysis, more recent transactional ... needed date April 2008 . Some transactional analysts highlight the many things they have in common ... based transactional analysts use ego state identification to identify communication distortions and teach ... themselves as psychodynamic or relational transactional analysts. Some highlight the study ... not personal, but related to the activity. Games See Transactional analysis Games and their analysis ... to break it, lies in discovering how to deprive the actors of their payoff. Students of transactional ... Paradigms Dynamics Advantages to players Payoffs Contrast with rational mathematical games Transactional ... senses The players do not always behave rationally in transactional analysis, but behave more ... of the game of Drunk or Alcoholic. As he explained it, the transactional object of the drunk ... which publicize that alcoholism is a disease rather than a transactional game, alcoholics have ... re OK is largely based on Transactional Analysis. A fundamental divergence, however, between Harris ... You Say Hello? ISBN 0 552 09806 X. Books by Eric Berne Other Transactional Analysis in Psychotherapy ... more details
Joint account is a bank account shared by two or more individuals. Any individual who is a member of the joint account can withdraw from the account and deposit to it. Usually, joint accounts are shared between close relatives or business partners. Joint accounts are often created in order to avoid probate . ref cite book last Clifford first Denis title Plan Your Estate edition 9 isbn 1413307612, 9781413307610 url http books.google.com books?id Xw GI0b5mBMC&pg PA166&dq joint Account ref If two individuals open a joint account and one of them death dies , the other person is entitled to the remaining balance and liable for the debt of that account. Sometimes a temporary joint account is opened by two parties entering into a transaction where one party needs a security for the fulfilment of the transaction and the other party has to pay the sum deposit , being the security for the other party. Any payment from the joint account or return of the deposit from the joint account, will only be possible if both parties sign a joint written instruction to the bank. It is not possible that only one of the both parties gives instruction for payments of the joint account. citation needed date October 2009 Because European banks are not very interested in opening temporary joint accounts, as they are normally used for one transaction only, there are specialised parties or companies taking care of such accounts as trustees. A good example is foundation Joint Account Shiptrade . This foundation is holding big deposits and payments for buyers and sellers of ships. A temporary joint account is normally closed after the transaction for which it was opened has been concluded. Temporary joint accounts are used in transactions in which large sums of money are involved as an alternative to letters of credit or escrow accounts. citation needed date October 2009 See also Current account Savings accountTransactionalaccount References references DEFAULTSORT Joint Account Category Banking ... more details
A bank account is a financial account recording the financial transactions between the customer and the bank and the resulting financial position of the customer with the bank. Citation needed date April 2010 Account types Bank accounts may have a positive, or debits and credits credit balance, where the bank owes money to the customer or a negative, or debits and credits debit balance, where the customer owes the bank money ref http www.businessdictionary.com definition debit balance.html ref . Broadly, accounts opened with the purpose of holding credit balances are referred to as deposit account s whilst accounts opened with the purpose of holding debit balances are referred to as loan account s. Some accounts are defined by their function rather than nature of the balance they hold. Bank accounts designed to process large numbers of transactions may offer credit and debit facilities and therefore do not sit easily with a polarised definition. Other account types multicol Automatic transfer service account Individual Savings Account Joint account Low cost account Money market account multicol break Numbered bank account Negotiable Order of Withdrawal account Nostro and vostro accounts Overdraft Free Account Personal account multicol break Savings account Thrift or Non transactionalaccount Time deposit certificate of deposit Transactionalaccount Tax Exempt Special Savings Account Transaction deposit multicol end No Frill Account Senior Citizen Account mula account Neutral Consumer Information Canada Ref improve section date September 2007 The Government of Canada maintains a database of the fees and features of bank account packages offered by various financial institutions ... acfc.gc.ca eng consumers ITools CoB default.asp ref that allows consumers to compare various bank account ... Bank secrecy Bank statement Chart of accounts Financial privacy International Bank Account Number Society ... banking DEFAULTSORT Bank Account Category Banking ar be x old cs Bankovn ... more details
Image SampleBankbook.png 200px right thumb A passbook , the traditional record of savings account transactions clearright Banking Savings accounts are accounts maintained by retail financial institution s that pay interest but cannot be used directly as money for example, by writing a check . These accounts let customers set aside a portion of their liquid assets while earning a monetary return. For the bank, money in a savings account may not be callable immediately and therefore often does not incur a reserve requirement freeing up cash from the bank s vault to be lent out with interest. The other major types of deposit account are transactionalaccounttransactional checking account , money market account , and time deposit . Regulation Disputed section date May 2010 In the United States, under Regulation D FRB Regulation D , 12 Code of Federal Regulations CFR 204.2 d 2 , the term savings deposit includes a deposit or an account that meets the requirements of Sec. 204.2 d 1 and from under the terms of the deposit contract or by practice of the depository institution , the depositor is permitted or authorized to make up to six transfers or withdrawals per month or statement cycle of at least four weeks. The depository institution may authorize up to three of these six transfers ..., because of concerns relating to potential tax evasion . Account holders must either pay the withholding tax or disclose account holder information to relevant tax authorities. ref cite news title ... accessdate 28 November 2010 ref Costs Withdrawals from a savings account are occasionally ... being performed on a demand current deposit account. However, most saving accounts do not limit withdrawals ... involve a service charge, or even a downgrade of the account to a checking account. With online accounts ... the online account to a brick and mortar bank where it can be easily accessed. During the period between ... Use dmy dates date August 2011 DEFAULTSORT Savings Account Category Banking Category Interest bearing ... more details
The Mzansi Account is a low income transactional banking account that was developed in line with the commitments of South Africa s Financial Sector Charter . The Financial Sector Charter requires banks to make banking more accessible to the nation and, specifically, to increase banking reach to all communities. The Mzansi Account is the result of the major South African banks working collectively to provide a standard for new bank accounts, which is affordable, readily available and suits the specific needs of the previously unbanked communities. Each bank has established its own pricing competitively. The collaboration between the banks has allowed Mzansi account holders to make use of any of the participating banks ATMs at no additional cost effectively creating a network of over ten thousand ATMs across the country and extending the banking platform to the greater community. This is augmented by point of sale functionality available at retailers. The Mzansi Account is issued by the following South African banks Absa Group Limited FNB Nedcor Standard Bank Postbank South Africa Postbank By August 2006 3.3 million Mzansi Accounts had been opened across the 5 issuing banks. References http www.banking.org.za documents 2004 OCTOBER MzansiAccount.asp Mzansi will put Full Service Banking with 15km of the Vast Majority of South Africans , Banking Association Media Release , 15 October 2004. Accessed July 2007. http www.sagoodnews.co.za general 3 3m mzansi accounts in 18 months.html 3,3m Mzansi accounts in 18 months , South Africa The Good News , 30 August 2006. Accessed October 2007. External links http www.banking.org.za Banking Association South Africa website http www.fscharter.co.za Financial Sector Charter Council website Category Economy of South Africa ... more details
Unreferenced auto yes date December 2009 A suspense account is an account used temporarily to carry doubtful receipts and disbursements or discrepancies pending their analysis and permanent classification. It can be a repository for monetary transactions cash receipts, cash disbursements & journal entries entered with invalid account numbers. The account specified may not exist, or it may be deleted frozen. If one of these conditions exist, the transaction should be directed to a suspense account. In branchless banking BB banking through mobile for unbanked these accounts are used for money in transit . For example, sender sends payment from US ACH account to a BB mobile number in Japan. The customer receives an alert on their mobile to withdraw this money from any BB agent. Until they withdraw, the remittance stays in the suspense account, earning the financial institute or the BB enabler float interest on that money. When customer withdrawal completes, the money moves from suspense account to the agent s account who facilitated the cash withdrawal. A suspense account is an account in the general ledger in which amounts are temporarily recorded. The suspense account is used because the proper account could not be determined at the time that the transaction was recorded. When the proper account is determined, the amount will be moved from the suspense account to the proper account. See also Accountancy DEFAULTSORT Suspense Account Category Generally Accepted Accounting Principles Accounting stub de CpD Konto ... more details
Multiple issues orphan May 2009 unreferenced May 2009 A Clearing account is usually a temporary account containing costs or amounts that are to be transferred to another account. An example is the income summary account containing revenue and expense amounts to be transferred to retained earnings at the close of a fiscal period. Category Accountancy business stub ... more details
Orphan date February 2009 Context date October 2009 A custodial account is a financial account set up for the benefit of a Beneficiary trust beneficiary , and administered by a responsible adult, known as a custodian who has a fiduciary obligation to the beneficiary. In one form, a custodial account is an account set up for a Minor law minor , because the minor is under the legal age of majority . The custodian is often the minor s parent. A custodial account can be a bank account or a trust fund or a brokerage account. This type of account usually come with a Coverdell ESA Form a tax advantaged contract. It deals with successor rights and other contract conditions depending on who issues the form. In another form, a custodial account is a trust account owned by an individual or institution, managed by a named party for purposes of rapid distribution of funds in that account. This is commonly used for petty cash, or for transactions that have very limited and clearly defined payees and transaction types. For example, law firm accounting includes trust accounts for disbursing funds entrusted to the law firm by each client for the client s benefit. References http definitions.uslegal.com c custodial account Legal Definition See also Trust law Category Personal finance Finance stub ... more details
Account number may refer to A number used to identify a bank account Bank card number , the primary account number found on credit cards and bank cards International Bank Account Number , an international standard for identifying bank accounts across national borders National identification number , a number used by the governments of many countries as a means of tracking people for the purposes of work, taxation, government benefits, health care, and other governmentally related functions Disambig ... more details
In accounting , the controlling account small UK small control account also known as adjustment account ref http lexicon.ft.com term.asp?t control account control account definition in Financial Times lexicon ref is an account in the general ledger for which a corresponding subledger subsidiary ledger has been created. The subsidiary ledger allows for tracking transactions within the controlling account in more detail. Individual transactions are posted both to the controlling account and the corresponding subsidiary ledger, and the totals for both are compared when preparing a trial balance to ensure accuracy. For example, Accounts Receivable is the controlling account for the Accounts Receivable Subsidiary Ledger. In this subsidiary ledger, each credit customer has their own account with their own balance. Thus, while the Accounts Receivable balance can report how much the company is owed, the Accounts Receivable subsidiary ledger can report how much is owed from each credit customer. Other examples of controlling accounts and their subsidiary ledgers include Accounts Payable accounts payable subsidiary ledger and Equipment equipment subsidiary ledger . ref name isbn0 324 65913 X cite book author Jones, Jefferson Nikolai, Loren A. Bazley, John D. title Intermediate Accounting publisher South Western College Pub location Cincinnati, Ohio year 2009 page 102 isbn 0 324 65913 X oclc doi accessdate ref References reflist Category Accounting systems ... more details
Unreferenced stub auto yes date December 2009 A separate account is a segregated accounting and reporting account accountancy account held by an insurance company not in or separate from its general account . A separate account allows an investor to choose an investment category according to his individual risk tolerance, and desire for performance. An account may be a generic conservative or aggressive investment allocation, or a specific mutual fund type account. Some offshore companies allow the account owners to specify the type of separate account to open. Separate accounts in the U.S. markets are often characterized as either managed or non managed. A managed separate account is synonymous to a mutual fund in the sense that the investments of the separate account are actively managed such as stocks, bonds or other debt instruments, loans, derivative instruments, etc. . A non managed separate account is one that invests more passively in that it typically owns shares of other managed pools of investments such as mutual fund shares. This is similar to a fund of funds whereby the separate account fund simply invests in shares of one or more mutual funds. This arrangement is sometimes more efficient and cost effective rather than the insurance company maintaining many separate accounts with similar baskets of securities. Separate accounts are sometimes confused with separately managed account s SMAs , which are privately managed investment accounts opened through a brokerage or financial adviser that uses pooled money to buy individual assets. These differ from mutual funds because the investor directly owns the securities instead of owning a share in a pool of securities. Most SMAs require a minimum investment of 100,000 or more. DEFAULTSORT Separate Account Category Insurance Econ stub ... more details
Image The One account.png right The One account Ltd is single brand subsidiary financial services company ... as the Virgin One account and promoted to Virgin Direct s 200,000 strong UK customer base. The launch ..., the company relaunched as The One account when The Royal Bank of Scotland took a majority shareholding ... . Distribution One account products are sold directly by phone, internet and post. They are also distributed through intermediaries mortgage broker s and Independent Financial Adviser s. Current Account Mortgages The type of offset products offered by The One account are called Current Account Mortgage ... current accounts, personal loans and, if desired, their saving accounts into one account. A low, mortgage style interest rate is charged on the net balance of the account on a daily basis. Since customers pay their salary into the account this money has the effect of reducing the average balance ... rate used to vary with the Bank of England base rate, however in recent months the One Account interest ... rate had not increased. The One account vaunts the flexibility afforded by current account ... would be better off with a One account. Industry accolades In June 2002, The Virgin One account scooped both Best Mortgage provider and Best Current Account provider at the Guardian Observer Consumer Finance awards. In the following year, The One account was awarded Best Mortgage Provider for the 3rd year running at The Guardian Observer Consumer Finance Awards, Best Current Account and Offset Mortgage Provider at the Moneyfacts Awards, Best Current Account Mortgage at the Your Mortgage Awards ... Current Account Mortgage from Mortgage Magazine in 2005 and 2006, Best Current Account Mortgage from Your Mortgage Magazine in 2005, and in 2006 The One account was voted the Best Current Account and Offset Mortgage Provider by Moneyfacts . External links http mortgages.oneaccount.com The One account ... Account, The Category Royal Bank of Scotland Group Category Banks of the United Kingdom Category Companies ... more details
unreferenced date June 2009 A general account generally refers to the combined or aggregate investments and other assets of an insurance company available to pay claims and benefits to which insured s or policyholders are entitled. The general account may also be considered everything that is not represented by a separate account s of the firm, if such separate account has been established by the company. Should a firm have no separate accounts, then its only account is the general account. The term should not be thought of narrowly in terms of a bank account or general ledger account, but rather the broader concept introduced in the first sentence. Policyholders of insurance policies that are not associated with separate accounts do not have a legal or other direct interest or right to the assets or investments of the insurance company s general account but rather these obligations for benefits or claims are general obligations of the company. In this case, policyholders are subject to credit risk of the insurance company that is, should the insurance company fail or go bankrupt, the claims or cash values of policies are not directly backed or collateralized by the company s investments and other assets. In the U.S., state insurance departments examine audit insurance companies to evaluate many things, principally to see if the company is sound and policyholder interests are protected. A.M. Best is an example of an insurance rating agency who evaluates and rates many companies on various factors such as financial strength, claims paying and other policyholder servicing experiences. econ stub Category Insurance terms ... more details
About the macroeconomic current account day to day bank accounts Current account banking Cleanup date March 2011 File Cumulative Current Account Balance.png thumb 400px small Cumulativity Cumulative Current Account Balance 1980 2008 US Billions based on the International Monetary Fund data small In economics , the current account is one of the two primary components of the balance of payments , the other being the capital account . The current account is the sum of the balance of trade exports minus ... payments such as foreign aid . The current account balance is one of two major measures of the nature of a country s foreign trade the other being the net capital outflow . A current account surplus increases a country s net foreign assets by the corresponding amount, and a current account deficit ... the current account because goods and services are generally consumed in the current period. ref name .... Positive net sales abroad generally contributes to a current account surplus negative net sales abroad generally contributes to a current account deficit . Because exports generate positive net sales, and because the trade balance is typically the largest component of the current account, a current account surplus is usually associated with positive net exports. This however is not always ... account, a sub account of the current account, is usually presented under the headings income payments ... investments made abroad note investments are recorded in the capital account but income from investments is recorded in the current account but also to the money sent by individuals working abroad, known as remittances , to their families back home. If the income account is negative, the country is paying ... account are linked to specific respective subcategories in the capital account, as income is often composed .... From the capital account, economists and central banks determine implied rates of return on the different ... of balance of payments, the current account equals the change in net foreign assets . A current ... more details
Unreferenced date December 2006 Orphan date October 2008 A layered account is a form of qualitative research qualitative social research in which the researcher writes from more than one voice and is informed by several layers of consciousness. First proposed by Carol Rambo Ronai, a layered account intentionally blurs the boundaries between social research and art. See also Autoethnography DEFAULTSORT Layered Account Category Qualitative research Sociology stub ... more details
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